Votes for sale in Congress/Senate N/C (Way to go Nebraska!!)

[OH Breeder]

Knabe,

I have one question for you. Have you ever been hospitalized for an extended period of time or had a catastrophic illness?

 

[cotullaguy]

Knabe,

I have one question for you. Have you ever been hospitalized for an extended period of time or had a catastrophic illness?

probably not... has he (or anyone against health reform) known any families go bankrupt due to no insurance or watch people die because they did not have $30k for brain surgery to correct a tumor...i have one friend in that dilemma right now that is only 30 years old...I am not saying Obama has solved any of this.  I understand why people do not like this plan....i get it....but our health system is broken and it must be addressed.  i have never had a major illness but I want access if I do and same for my family. 

 

[farwest]

In support of that , what about those people who are losing jobs with paid health insurance and have a child with a oreexisting condition.  Where are they after probably paying into health insurance from wage deductions for all those years

 

[knabe]

Knabe,

I have one question for you. Have you ever been hospitalized for an extended period of time or had a catastrophic illness?

i have repeatedly offered a suggestion for that, but it appears no one is listening.  that suggestion is catastrophic coverage which is a lot cheaper than regular health care and coupled with out of pocket expenses or a health savings account it works. 

and again, repeatedly, people seem to want to have no connection to the cost of health care by not knowing what things cost.

people seem to have lost the concept of what insurance is for.  it's for big problems, not small stuff like exams and other things that the price just gets jacked up because no one will investigate how often you need a test, shop around for a different price.

it's really sad that american's have not weaned themselves from their parents.  there really has been NO ONE on this site offer solutions that lower costs.

 

[cotullaguy]

[/quote]

  there really has been NO ONE on this site offer solutions that lower costs.
[/quote]

Here is one solution.  Allow people to buy drugs from Canada, europe, Australia or where ever with their scripts or with no script if that country does not require it and force the insurance companies to allow it against their deductibles.  Allow competition across state lines for insurance companies.  those are just two quick ideas off the top of head...refuse to allow insurance companies to deny coverage for insured individuals if they get sick and they insurance company says you "should have known" you had cancer 5 years ago when you signed up for our coverage and thus we deny it...

 

[BIGTEX]

Knabe,

I have one question for you. Have you ever been hospitalized for an extended period of time or had a catastrophic illness?

probably not... has he (or anyone against health reform) known any families go bankrupt due to no insurance or watch people die because they did not have $30k for brain surgery to correct a tumor...i have one friend in that dilemma right now that is only 30 years old...I am not saying Obama has solved any of this.  I understand why people do not like this plan....i get it....but our health system is broken and it must be addressed.  i have never had a major illness but I want access if I do and same for my family. 

I have had a son that was hospitalized in ICU for 21 days and the regular hospital for a month. We had catastrophic insurance so it covered all but 50K. Family, friends and church all helped. This is where people should be getting  help from.
After our son got out of the hospital my wife got a job with insurance, although it was a pay cut. Now we are going to be taxed on our "Luxury" health insurance. Where does it stop?
This reminds me of an old joke:


There are two brothers driving across the country and they stop to get gas. One brother goes in to pay while the other one waits outside. Out comes the other brother to find his car is gone. He asks his brother what happened to the car? The brother replies "I gave it to a couple that needed it more than we did". The brother says "but it was my car"

 

[knabe]

  there really has been NO ONE on this site offer solutions that lower costs.

Here is one solution.  Allow people to buy drugs from Canada, europe, Australia or where ever with their scripts or with no script if that country does not require it and force the insurance companies to allow it against their deductibles.  Allow competition across state lines for insurance companies.  those are just two quick ideas off the top of head...refuse to allow insurance companies to deny coverage for insured individuals if they get sick and they insurance company says you "should have known" you had cancer 5 years ago when you signed up for our coverage and thus we deny it...
[/quote]

there are things called patents where you get protection for a period of time for exclusivity.  then, you get generic status.

allow competition across state lines. ditto.  i've already stated that about infinity times by now which if you haven't noticed, you haven't been reading while you expect me to read and respond point by point to posts, which i do.

also, allow tort reform which is essentially just a lottery ticket, but again, people want infinity for a fixed cost which is a guaranteed financial lunacy.

 

[knabe]

probably not... has he (or anyone against health reform) known any families go bankrupt due to no insurance or watch people die because they did not have $30k for brain surgery to correct a tumor.

i find this comment simply unfair and stupid because you can't know.  i am also clearly not against health reform or health insurance reform and i will bet a dollar that i have offered more specific solutions than just about everyone else combined and even then, they don't outnumber all the complaints.

i'll stack my solution to complaint ratio against anyone.

again, catastrophic insurance is a solution to cover the above. 

also, insurance should not be through the company one works for so you don't lose it when you either lose your job, employ yourself or whatever.  course no one read that even though i suggested it many many times. 

maybe we should have reading insurance.

 

[JbarL]

probably not... has he (or anyone against health reform) known any families go bankrupt due to no insurance or watch people die because they did not have $30k for brain surgery to correct a tumor.

maybe we should have reading insurance.

its called public schools......jbarl

 

[knabe]

its called public schools......jbarl

with no competition, their ability to teach people to read is a low priority because liberalism and accepting the yoke of communism is more important than even mentioning individual responsibility.  nice try. 

look at reading scores of schools.  down down down, lots of union representation, well ok universal unionization in the schools and a guaranteed no competition clause for our own tax dollars, because heaven forbid, unions don't deserve competition.

once again.  unions afraid of competition and only really care about lifetime benefits for themselves at the expense of teaching kids to read.

 

[JbarL]

its called public schools......jbarl

with no competition, their ability to teach people to read is a low priority because liberalism and accepting the yoke of communism is more important than even mentioning individual responsibility.  nice try.  

look at reading scores of schools.  down down down, lots of union representation, well ok universal unionization in the schools and a guaranteed no competition clause for our own tax dollars, because heaven forbid, unions don't deserve competition.

once again.  unions afraid of competition and only really care about lifetime benefits for themselves at the expense of teaching kids to read.

oh yea i keep forgetting about the yoke of communism.......it just doenst seem to consume my days and nights like it does yours.....i just dont fear the communist take over sceniero you are so afraid of.....sorry.....and your feelings on teachers just because they are in a unioun are way off the mark....jbarl

 

[BIGTEX]

Castro said Obamacare is a " Miricle"

 

[knabe]

oh yea i keep forgetting about the yoke of communism.......it just doenst seem to consume my days and nights like it does yours.....i just dont fear the communist take over sceniero you are so afraid of.....sorry.....and your feelings on teachers just because they are in a unioun are way off the mark....jbarl

you accepted the yoke a long time ago.  as far as my comments on teachers, i have an aunt who is a teacher, a sister in law who is a principle and two friends who are teachers who detest the teachers union for stealing their money and using it for political purposes that have nothing to do with teaching issues and have no way of opting out or restricting how their funds are used.  you really have no idea.  top that with government unions and the elected officials that fill their benefit coffers.  as far as i'm concerned, we have no government.  

when the liberals openly state communism is their goal, how can you possibly argue otherwise.

max baucus, al sharpton, ed schultz
http://www.youtube.com/watch?v=ULMdDA37Zq4&feature=player_embedded

why deny it?

spoken like a true liberal who is scared of competition, risk, etc.

ever notice how when a liberal, progressive communist can't compete, they demand socialism be imposed?  just ask ed schultz.

the left has nbc, cbs, abs, pbs, cnn, cspan, and a whole host of others all with business on the decline, and now they want to balance air time?

how utterly stupid and cowardly can you get.

 

[JbarL]

oh yea i keep forgetting about the yoke of communism.......it just doenst seem to consume my days and nights like it does yours.....i just dont fear the communist take over sceniero you are so afraid of.....sorry.....and your feelings on teachers just because they are in a unioun are way off the mark....jbarl

you accepted the yoke a long time ago.  as far as my comments on teachers, i have an aunt who is a teacher, a sister in law who is a principle and two friends who are teachers who detest the teachers union for stealing their money and using it for political purposes that have nothing to do with teaching issues and have no way of opting out or restricting how their funds are used.  you really have no idea.  top that with government unions and the elected officials that fill their benefit coffers.  as far as i'm concerned, we have no government.  

when the liberals openly state communism is their goal, how can you possibly argue otherwise.

max baucus, al sharpton, ed schultz
http://www.youtube.com/watch?v=ULMdDA37Zq4&feature=player_embedded

why deny it?

spoken like a true liberal who is scared of competition, risk, etc.

ever notice how when a liberal, progressive communist can't compete, they demand socialism be imposed?  just ask ed schultz.

the left has nbc, cbs, abs, pbs, cnn, cspan, and a whole host of others all with business on the decline, and now they want to balance air time?

how utterly stupid and cowardly can you get.

not much more stupid  i  guess......a liberal trend( national health care reform)  doesnt scaare me in to cowardice as it does you.....schultz is just a shock jock ......what rush and beck say dosnt " scare" me either.....they are just shock jocks as well..."some how".this thing is law now??....and it is a liberal format....so what...seems thats what folks voted for this time around.....change.....you need to find a represenitive for your beliefs and support him with all your compassion...( unless youd like to do it your self maybe??)...the right needs a leader ...not some tv/radio host with ideas that sell sponsors and ratings dollars...face it.....the republicians are punch drunk and divided...no leadership and caryring an upopular disorganized  message..now .its on to jobs/ and econimic issues ......maybe you can briung something pratical and reasonalbe to that discussion....jbarl

 

[OH Breeder]

Knabe,

I have one question for you. Have you ever been hospitalized for an extended period of time or had a catastrophic illness?

i have repeatedly offered a suggestion for that, but it appears no one is listening.  that suggestion is catastrophic coverage which is a lot cheaper than regular health care and coupled with out of pocket expenses or a health savings account it works.  

and again, repeatedly, people seem to want to have no connection to the cost of health care by not knowing what things cost.

people seem to have lost the concept of what insurance is for.  it's for big problems, not small stuff like exams and other things that the price just gets jacked up because no one will investigate how often you need a test, shop around for a different price.

it's really sad that american's have not weaned themselves from their parents.  there really has been NO ONE on this site offer solutions that lower costs.

Okay. Now what are you suppose to do when you have capped out one insurance policey at 1 millioin dollars and you buy another that has a 5 million dollar cap but is exepensive. You are $500,000 into that policey and worry someday ....what if....... What are you suppose to do with the $5700 follow up visits to see ONE specialist and have a few tests. That is just one specialist. Now imagine you are seeing 5 specialist. Are you suppose to just pay that out of pocket??? Most people who have had a catastrophic illness will have some follow up if they survive. The rates of insurance just keep going up and what they will pay for just keeps going down. Even though you are healthy and have been told you will live another 50 years you have a "pre-existing" it is an absolute bi*# h to try and get another policey. You may say those folks are far and few between but its becoming more common. How many 35 year old guys expect to go from never go to a doctor healthy etc to live in hospital for 9 weeks and then live in rehab for 3 months. You can't plan for it. I haven't even got started on the follow up medications that a person is put on and NONE of them are generics so insurance will only pay a portion of the drug. Now you have $500 month in drugs alone. The above situation is real and I have been living  it every day for the past 5 years.
What about DNA profiling? They start to insure based on what you might or might not get. All of these are realities that are becoming oooh too true.

 

[Show Heifer]

I will admit, I have tried to follow this conversation, but some have left me confused. But anyway,
Yes, I have known several families that have had HUGE health issues. In fact, I know more. Most with cancer, a few with farm accidents. ALL had some type of insurance, all that are still alive, are doing fine financially. In fact, their "expensive health insurance" save 2 farms, and 1 house.  The others would have come up with the money somehow with or without insurance. The insurance paid what the policy said it would pay. With no problems, no fights.

The problem I have is when a hospital charges $23 for a box of nasal waste disposal tissues (kleenex), and $41 for thermal warming flexable material (microwaved heated gel pack). Not one single thing in the bill will address these outrageous charges. I could list a few others....

As I explain to myself every time I pay my premiums: "God this is a lot of money but I hope I am totally wasting it." 

Just heard that this new bill will cost Catapilliar $100 million and John Deere $150 million. JUST THIS YEAR.  So who is going to buy all those unemployeed people their insurance when they are laid off?

 

[farwest]

Catastrophic health insurance would nickel n dime the middle and lower class into being totally broke.  That's s stupid idea

 

[Show Heifer]

Knabe,

I have one question for you. Have you ever been hospitalized for an extended period of time or had a catastrophic illness?

I am not knabe, but yes, I have. So has my Dad. So has my neighbor. So has my good friend.
What's your question?

 

[knabe]

  doesnt scaare me in to cowardice as it does you....

it scared you into submission a long time ago.    name calling seems to be your new strategy.

 

[knabe]

Catastrophic health insurance would nickel n dime the middle and lower class into being totally broke.  That's s stupid idea

because taking the money that you pay for insurance not associated with catastrophic care, ie the rest of one's insurance premium or money saved in an HSA and awareness of costs of care puts pressure on costs and price comparison.

if yoru nickel and dime strategy worked, we should have show calf insurance so we could pay an up front fee, of course subsidized by the people who win all the time so everyone could afford the best equipment, whether it was needed or not at a frequency far greater than necessary.

really, your idea is stupid.  being unaware of costs is the exact reason health care is out of control.  billing alone is 30% of the cost.  fraud, 10%, underbilling, maybe another 10%.

really, it's amazing how little people understand that distancing one from costs holds down cost.  the more you do that, the more you have to finance it with redistribution of wealth.

what a sad pathetic dependent idea.  independence is dead.